Home/Dividend & Salary Optimiser
Updated for 2026/27 — confirmed HMRC rates

DIVIDEND & SALARY OPTIMISER.

Find the most tax-efficient salary and dividend split for your Ltd company profit level. Compares four common strategies side by side using 2026/27 rates.

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Annual revenue minus business costs, before paying yourself
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Results update instantly on any change
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Employment, rental, freelance — affects dividend tax bands
Optimal strategy for your profit level
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StrategySalaryTotal TaxTake-Home
Tax breakdown — where the money goes

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2026/27 rates: Personal allowance £12,570, basic rate 20% to £50,270, higher rate 40% to £125,140, additional 45% above. Dividend allowance £500. Dividend rates 8.75% / 33.75% / 39.35%. Corp tax 19% (≤£50k) / 25% (≥£250k) with marginal relief. Employee NI 8%/2%. Employer NI 15% above £5,000. Employment Allowance (£10,500) not applied — consult your accountant. Scotland rates applied where selected. Estimates only. Not tax advice.