2026 / 27 Tax Year
IR35 Take-Home Calculator
for Data Analysts
Contract data analysts work across financial services, retail, tech, and healthcare. With increasing demand for data skills, contractor rates have risen significantly. Whether inside or outside IR35, use this 2026/27 calculator to see your exact take-home at your day rate.
Outside IR35
Limited Company
£0
£0/day effective
Contract income£0
Corp tax-£0
Dividend tax-£0
Income tax-£0
Empl. NI-£0
Net take-home£0
Effective rate0%
Inside IR35
Umbrella Company
£0
£0/day effective
Contract income£0
Employer NI (15%)-£0
Income tax-£0
Employee NI-£0
Net take-home£0
Effective rate0%
A specialist data analyst accountant typically saves far more than they cost. Compare contractor accountants and IR35 insurance.
Get an IR35 review →
2026/27 rates. Personal allowance £12,570. Basic rate 20% to £50,270, higher rate 40% to £125,140. Employee NI 8%/2%. Employer NI 15% above £5,000. Corp tax 19%/25% with marginal relief. Dividend allowance £500, dividend rates 8.75%/33.75%/39.35%. Estimates only — not tax advice. Consult a qualified contractor accountant.