2026 / 27 Tax Year
IR35 Take-Home Calculator
for Risk & Compliance Consultants
Risk, compliance, and regulatory contractors in financial services and healthcare work across SMCR, Basel, IFRS, and other frameworks. Specialist knowledge and defined project scopes often support outside IR35 status. Calculate your 2026/27 take-home here.
Outside IR35
Limited Company
£0
£0/day effective
Contract income£0
Corp tax-£0
Dividend tax-£0
Income tax-£0
Empl. NI-£0
Net take-home£0
Effective rate0%
Inside IR35
Umbrella Company
£0
£0/day effective
Contract income£0
Employer NI (15%)-£0
Income tax-£0
Employee NI-£0
Net take-home£0
Effective rate0%
A specialist risk & compliance consultant accountant typically saves far more than they cost. Compare contractor accountants and IR35 insurance.
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2026/27 rates. Personal allowance £12,570. Basic rate 20% to £50,270, higher rate 40% to £125,140. Employee NI 8%/2%. Employer NI 15% above £5,000. Corp tax 19%/25% with marginal relief. Dividend allowance £500, dividend rates 8.75%/33.75%/39.35%. Estimates only — not tax advice. Consult a qualified contractor accountant.